Zopa P2P Loans.

21.08.2010 Zopa only lend to extremely credit worthy individuals. As well as being credit checked, each completed application is manually underwritten. Applicants with defaults, recent missed payments, CCJ’s, and a high level of unsecured debt will not be approved for a Zopa loan. But those with an excellent credit rating can benefit and get a low interest rate personal loan.


Zopa P2P Loans

What is Zopa?
Zopa is a lending and borrowing exchange where real people sidestep the banks to get a better deal.

- They offer loans of £1000 to £15000 for either 3 or 5 years.
- Zopa are also unusual as they are one of the only loan providers allowing borrowers to repay their loan early with no penalty or sneaky fees, so it's a really flexible loan.
- Zopa lenders also offer loans at some of the lowest rates in the market.

Unlike the high street banks, they have got no shortage of funds, so there's no crunch there as the money you borrow is provided by individuals!

uk.zopa.com person to person loan review.